live. work. dream.

Our rig has been parked on the streets of L.A. for the last few weeks, while we catch up on the chisme with family and friends. Life here is as hectic and noisy as it gets, and every day Jim and I are reminded of why we chose to leave urban living behind.

We started 2009 with one goal; find Jerry’s Acres. Seven months into it, we did. Our Colorado retreat now sits underneath several feet of snow, waiting for our return.

With that behind us, we’re getting the other big part of our life in order, namely, making a real income again.

Our defnition of “real income” is different from most people’s. While we would love to be able to spend money on the finer things in life (like picking up a $20 bottle of wine instead of our old standard, Two Buck Chuck), we also aren’t willing to surrender our freedom in order to do so. My very short gig at Satan’s Castle was a good reminder about that.

People wonder, what do we do. How do we make any money? Well, we don’t do any one particular thing anymore. We don’t want to have one business again. And we don’t want to rely on one job to bring in money. We believe that putting all of your eggs in one basket is risky business, much moreso than varying your skills and finding multiple ways to generate income.

For us now, tiny bits of money trickle in from various web-based outlets that utilize our technical, design and writing skills. In 2010, we’ll work on building up our income revenue streams in these areas.

The money is iffy, the hours are long and uncertainty always looms over our heads, but we are much happier than we ever were in our previous lives. While we are still officially in the red and dipping into savings, I know that 2010 will be the year we are back in black, finally. It would be great if we could actually contribute to our retirement accounts once more. When that happens, I’ll know that we’ve truly been successful these last two and a half years.

On that note, I’ll say “Adios!” to 2009, and give 2010 a great big welcome. May this year bring the prosperity, joy and peace that we all need more of in our lives.

And many thanks to all of you for being a part of our world. Life would be pretty boring without you!

We got our home inspection report back and among all of the other things we know need to be fixed, it pointed out that the house is sitting on a poorly constructed foundation.

Jim isn’t as concerned as I am, he’s confident the house is still a good investment.  Me, on the other hand…I”m freaking out. We’re getting estimates on the repairs now.

Today I was just about ready to back out of the deal. Foundation work is expensive. We had to put a foundation under our last house, and it cost in the neighborhood of around $25k.

But then we talked to our realtors. They wanted to help us feel better about our decision (whether we went forward or not), so they helped us come up with a negotiating tactic that might lower the cost. Whether or not the bank will go for our demand is anyone’s guess.

Meanwhile, our realtors dropped everything to spend the entire day with us, and showed us a dozen other properties in our price range. Every single one was a dump, none were as cool as our current one. After seeing the junk we could get with our money, I did feel a little better about the scary foundation report.

At least there aren’t any earthquakes here, right?

The search is over, all votes are in. After two years and about 40 states, we’ve determined that Colorado is our favorite spot, and Fort Collins is our ideal town.

But many other people also know this, and real estate prices here remain high, even in a supposedly down market.

The search for our dream property has been frustrating and emotionally charged. After two months of hard searching here, we finally accepted the hard truth;

we have enough money to buy a few acres of land, but not enough to build the kind of house we want.

Living in our RV is fine, but the whole point of buying land was to put something on it that could hold our remaining stuff (presently in storage in California), while we continue roaming the country as digital nomads. We thought about just building a garage, but after doing so, it wouldn’t leave us with enough funds to build a future house too.

And so, we widened our search criteria to go beyond raw land, and include fixer upper houses and cabins. That’s when we walked into the sad new world of bargain basement foreclosed homes. Our realtors have tons of experience with repo properties, making the process less daunting.

Last week, we made an offer on a sprawling ranch house set on nearly one acre of horse property, about 10 minutes from town. The offer was accepted.

We instantly liked this place because:

• The area is rural and quiet, but still close enough to the fun stuff in town.
• It needs a ton of work, but extensive house rehabs are nothing new to us.
• The property is big enough to park multiple RVs on (hear that, NuRVers?)
• At the peak of the market, it sold for twice as much as we’re buying it for now.
• And the biggest reason we took the plunge: it’s a bargain, and we can stay debt free, even after repairs.

Surprised? So are we. It’s not quite what we had in mind when we first hit the road in search of Jerry’s Land. We originally had visions of off-grid living in some remote, rugged location like Lake City. But the last few months have been a good reality check. We’ve learned that:

If we want a seriously rural lifestyle, we’ll need a lot more money to do it comfortably, not Ted Kaczynski style.

We don’t feel like this is a compromise. We’re getting into this property because it’s practical; it fits much of our criteria, and everything indicates we can double our money after repairs.

We like the home enough to live on indefinitely, but it’s still one more step we’re taking to reach our ultimate goal. Like Jerry would say, never give up!

The house won’t be livable for some time (notice the leaning chimney?). It’s stripped clean inside (Jim is standing in the kitchen area in this photo), and needs extensive repairs from new plumbing to a roof. While it looks scary, we’re not running away. At 1,895 square feet, the house isn’t exactly small, but not nearly as daunting as our previous fixer, a 3,770 sq. ft., 106-year-old Victorian.

In the meantime, we’ll spend the rest of summer here, go back to Texas in winter, and return in spring. We’ll live like hillbillies in our RV out in the horse pasture, and one by one we’ll knock projects off our punch list without a contractor. In-between, we might even start a small garden and grow some kind of specialty item to sell at local farmer’s markets. We’ll need the funds.

Escrow closes sometime around the end of July. Stay tuned. More adventures are sure to follow.

Last Fall as we left Colorado and headed to the Tetons and Yellowstone for Jerry’s final road trip adventure, we stopped in Fort Collins for lunch. A friend from Portland told us it was a cool place to live, and I thought that if a Portlander paid a compliment to the city, it must be something special.

And it is. Located north of Denver in the foothills of the Rocky Mountains, this city’s vibrant downtown, thriving business community, bikeability, excellent university and great breweries immediately pulled us in, and has been calling us back ever since.

Nine months later, we have returned to scout the nearby mountains for Jerry’s land.

When we fell under the spell of this “Best Places” city, I didn’t know it at the time, but my long lost cousin, Robert (aka “Son”) Chavez lives here. He found me on FaceBook and we started communicating again for the first time since we were kids.

Our families have such a long history that even though we aren’t blood relatives, we still call each other “cousins.” Our Dads have known each other since the 1950s, and our families shared a lot of good times and camping trips while growing up. As life went on and we got older, our Dads still remained close, but the rest of us eight kids scattered about to live our lives.

When I found out that Son and his partner Steven, are Fort Collins locals, I was thrilled. When I learned that Steven’s sister and brother in law, Mike and Marie, are well-established real estate agents here, I was ecstatic. Then, I learned that one of my dearest friends, Renee, is moving here from California, and I’ve been giddy ever since! We are determined to find our mountain property somewhere within 1 hour of the city.

What a find. We have family and friends here, and we love the fact that we can get lost in the Rockies yet still so close to such an aweseome town. It’s everything we’ve been looking for.

After two years of searching, it really feels like our destiny is written here. Now, if we could only find that property . . .

We were hoping to follow up that last post about fixer-uppers with the news that we finally found this perfect little project home. Alas, it too, was almost perfect.

Perfect in every way except that our offer was denied! Would you believe, in this economy, in rural Colorado, there are bidding wars going on for fixer upper homes? This place had everything going for it. And for us. Three plus acres, good access, well, septic, ample parking, a great garage, and a cute cabin in serious need of manageable repairs.

This forclosure had been vacant for months and was only on the market for two days when we saw it. After rushing back to town we discovered others were interested so we placed a solid offer above the asking price. But someone else’s offer was obviously better. That deal can always fall through … but we’re not keeping our hopes up. That way they won’t be shot down again.

What are we thinking?

When we left our stick home behind over two years ago in search of the next big thing, we had dreams of homesteading on one of those affordable 35-acre Colorado ranch parcels we kept seeing in the United Country magazine. Now we know most of those are in wide open flatland or covenanted communities that don’t want our type.

At some point we re-focused our search on smaller lots in more accessible subdivisions. Maintained roads are a good thing, and you can still be surrounded by vacant land, or at least situated so it feels like it. But a fixer-upper?!? We never thought twice about the idea. Been there. Done that. In a big way.

But then a realtor showed us an unfinished new home in the Rosita Hills of Westcliff – very unfinished, but a doable project. Small lot, secluded feeling, beautiful views, and someone else’s nightmare.

Later we discovered the most awesome piece of land in Badger Creek area of South Park County, CO. Much farther out there, way off the grid. And a much bigger nightmare.

This old earthen “home” from the seventies has an unpermitted septic, some ancient looking well equipment, and trash strewn everywhere.

But it does have a lot of awesome terrain and a Quansut hut we could insulate for storage. Yeah, right. The views weren’t that great.

The solar power system in our trailer is more robust than the makeshift one installed at this place 30+ years ago! And upon our second visit, we realized this property had become a dumping ground after two old RVs mysteriously appeared, both without license plates.

Then we saw this cute little Indian Mountain cabin on one acre with the awesome garage, big deck and snow capped views. It had everything we needed. Everything that is except a Certificate of Occupancy. After our offer was accepted we found out why this place seemed to good to be true. It was.

A trip to the Park County Building Department revealed an insane amount of work, back fees, and red tape required if we ever wanted the property to appreciate in value. I mean really, why would any property owner put so much work into something the bank owned, and not do it legitimately or up to code? But I digress. We ran from that deal. Fast.

Then there is the house going up for auction on two acres and a cistern. Again, everything we need, except a well, easy trailer access, and that “This is it!” feeling. While we understand we must bend somewhere with our extensive property criteria list, we’re not about to settle.

We are thinking smart.

The whole fixer upper thing idea just makes sense. If we can find that perfect place which meets our immediate needs and offers projects we can take on over the years. After all, we already have our own home. We just need a place to park, a place to dump and an insulated place to store some stuff. Water and power would be nice too.

For the same amount of money, we could develop raw land and end up with only a garage. And that’s  still an option. But when you factor in effort and equity, a project house is just smart thinking.

As long as the home we find doesn’t have serious structural damage, we can manage. Unlike this ultimate nightmare we saw. A tragedy really. Which could have been avoided with proper engineering, I’m sure. Call it a lesson in cutting corners …

We didn’t even think of considering the condemned show home in Glacier View. Even if it was brand new and half price.

This beautiful log cabin has overstressed structural members and rafters that no longer bear on the ridge beam – the ridge beam that is held in place with come-alongs. The beam that is out of plumb with the log post below. Not to mention the basement beam that is missing a center support post.

What are we thinking? We are thinking that perfect project place is out there. Somewhere. And we’re thinking that somewhere is here near Fort Collins, CO – one of the top ten places to buy in the nation. So we’re thinking we’ll just be hanging out here until we find it, or until it starts getting cold again.

The snow has melted in Colorado and our search for Jerry’s property is in full swing. We left Texas, camped in Oklahoma for a few days just to say we had been there, and then moved north to Colorado as quickly as we could. It felt good to be back.

Western Colorado is really our favorite region, but sadly, their real estate prices are completely out of reach for us. So we are focusing our search on the central areas, West of Pueblo from affordable Westcliffe, on up to pricier Red Feather Lakes, just West of Fort Collins. Some of these areas we had briefly been to last year, and others we were familiar with through friends.

Our search began by heading out to Westcliffe, to meet our online friends Lilla and Neal, who own property there. It was so nice to finally meet this Louisiana couple who we suspected we had a lot in common with (i.e., fellow animal lovers, DINKs, free thinkers and dedicated to simple living).

We spent a great weekend together. Lilla and Neal introduced us to their weekend getaway town that they love, spoiled us rotten with their Cajun cooking, and entertained us with their dogs, Nadia, Captain and George. When the gang had to head back to Colorado Springs for the workweek, they graciously offered to let us stay on their property for as long as wanted. What great people!

Since then, we’ve toured three different counties, and have learned a few things about looking for our land:

Much of Colorado’s prettiest rural land is held within subdivisions, most of which have their own set of rules (“covenants”) that dictate what people can and can’t do on their land.

Some make sense for their locations, like, you can’t leave unattended horses on your property, or open a dairy farm.

Other covenants border on fascism, and require minimum square footage sizes for homes, along with architectural plan approvals, supposedly in the name of keeping up property values.

There are also many covenants that prohibit owners from living in their RVs on their own land, even if the subdivsion is mostly vacant, zoned rural and allows for livestock!

“The county doesn’t want us to turn into a giant campground,” one realtor told us.

Unfortunately, that’s exactly what we want to do. Get some land, park our RV on it for the summer, build a garage so we can get our remaining stuff out of storage in California, and then head back to warmer climates in the wintertime. Maybe we would build a house on it eventually, maybe not. We want to keep our mobile lifestyle, but have a home base for a few months of the year.

Seems like a logical plan to us, but to a lot of uptight developers, they fear that we’d turn their tidy subdivision into Hooterville. We realize it’s a fine line between having a law of the land through covenants, and not allowing people who don’t respect their neighbors to move on in, but there’s got to be a happy compromise somewhere!

We got a good laugh when we realized that we, trailer living road trippers, are the property owners that a lot of people don’t want next door.

We are quickly approaching our two year anniversary of being on the road, and we have no intention of stopping. We’ll keep traveling and working seasonally around the country, but we’d still like to park occasionally on our own piece of land.

Our plan is to buy a small parcel in Colorado, and another one somewhere in Texas. Still, we’re keeping our options open as far as locations go. On our way to Texas, we stopped in three towns I’ve heard a lot of good things about.

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